Most salaried and self-employed applicants aged 21–65 with regular income and a resident address in Delhi NCR are eligible. Exact criteria vary by lender — we match you to the one you qualify for.

Yes. We work with NBFC partners who consider low or limited credit histories. Terms may differ, but approvals are possible for first-time buyers and past rejections.

New car loans start from around 9.2–9.5% depending on the lender, your profile and the car. Used car rates are typically higher. We compare 10+ lenders to find your lowest rate.

Your income, credit score, employer/business profile, loan amount, tenure and the car segment all influence the rate offered.

Typically KYC (PAN & Aadhaar), address proof, income proof (salary slips or ITR), 6 months' bank statement and a photograph. Used cars also need the RC and valuation.

Most applications are processed within 24–48 hours once documents are submitted.

Our advisory service is free. You only pay the lender's applicable processing fee.

Lenders finance up to 90% (sometimes 100%) of the on-road price for new cars and up to about 85% of the valuation for used cars.