Car Loan in Delhi NCR
New, used or refinance — compare 10+ banks for rates from 9.20%* p.a. and approval in 24-48 hours.
Rate from
9.5%
Max funding
90%
Max tenure
7 years
Private consultation
Get a free quote
We’ll call you back with the best offer.
CarFinanceWala helps customers across Delhi NCR secure the right car loan at rates from 9.20%* p.a. We compare offers from 10+ banks and NBFCs, handle the paperwork and follow up on approvals — so you focus on the car, not the lenders.
Approval in 24–48 hrs
Most applications processed within one to two working days.
Rates from 9.5%*
We compare lenders to secure the lowest EMI for your profile.
Up to 90% funding
Finance a large share of the on-road price with flexible tenure.
Low-CIBIL friendly
Options for first-time buyers and thin or low credit histories.
Eligibility
- Age 21–65 years
- Salaried or self-employed with regular income
- Minimum monthly income ₹20,000+ (varies by lender)
- Resident of Delhi NCR
- Low CIBIL score or first-time borrower — still eligible via NBFC partners
Documents required
- PAN & Aadhaar (KYC)
- Address proof
- Last 3 months' salary slips or ITR
- Last 6 months' bank statement
- Passport-size photograph
How it works
From enquiry to approval in 4 steps
A simple, transparent process managed end to end by our team.
- 1
Enquire
Share a few details and your requirement.
- 2
We compare
We match you with the best lender and rate.
- 3
Submit docs
We handle paperwork and bank coordination.
- 4
Get disbursed
Loan sanctioned and amount disbursed.
Rates
Compare lender rates
Indicative starting rates from our partner banks and NBFCs.
| Bank / Lender | Rate from | Max tenure | Max funding |
|---|---|---|---|
 SBI | 9.20% | 7 yrs | 90% |
 HDFC Bank | 9.40% | 7 yrs | 100%* |
 ICICI Bank | 9.45% | 7 yrs | 100%* |
 Axis Bank | 9.50% | 7 yrs | 95% |
 Kotak Mahindra | 9.55% | 7 yrs | 90% |
- 9.20%SBI
7 yrs • 90% funding
- 9.40%HDFC Bank
7 yrs • 100%* funding
- 9.45%ICICI Bank
7 yrs • 100%* funding
- 9.50%Axis Bank
7 yrs • 95% funding
- 9.55%Kotak Mahindra
7 yrs • 90% funding
*Indicative rates for comparison only. Actual rate depends on your profile and lender approval.
FAQ
Car Loan FAQs
Common questions about car loan in Delhi NCR.
Most lenders finance up to 90–100% of the on-road price, depending on the bank and applicant profile. The exact sanctioned amount depends on income, credit score, and the lender's specific funding norms.
Car loan approval in Delhi NCR typically takes 24–48 hours once complete documentation — KYC, income proof, and bank statements — is submitted through CarFinanceWala's network of 10+ lenders.
No. CarFinanceWala's advisory service is free. Applicants only pay the lender's applicable processing fee, not any additional charge from CarFinanceWala.
As of July 2026, car loan rates in Delhi NCR start from 9.20% p.a. with SBI, followed by HDFC Bank at 9.40% and ICICI Bank at 9.45%, depending on the applicant's credit profile and loan type.
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