Car Loan in Delhi NCR from 9.2%* p.a.
— Refined to the Lowest EMI
New, used, refinance or balance transfer — we compare 10+ banks and NBFCs to secure rates from 9.2%* p.a., with approval in 24–48 hours and every document handled for you.
- Rates from 9.2%* p.a.
- Up to 100% on-road funding*
- Approval in 24–48 hours
- RBI-regulated lenders
- 256-bit SSL secure
- No spam, ever
- 5,000+ loans facilitated
Private consultation
Get your free quote
No obligation. We’ll call you back with the best offer for your profile.
- RBI-regulated lenders
- 256-bit SSL secure
- No spam, ever
Trusted lending partners
HDFC Bank
ICICI Bank
Axis Bank
SBI
Kotak
Bajaj Finserv5,000+ loans facilitated
10+ bank partners
Our services
Loans we arrange
Whatever your car financing need, we match you with the right lender.
Car Loan
New, used or refinance — compare 10+ banks for rates from 9.20%* p.a. and approval in 24-48 hours.
Learn moreNew Car Loan
New car loan in Delhi NCR from 9.20%* p.a. — up to 100%* on-road funding, tenure up to 7 years, approval in 24-48 hours.
Learn moreUsed Car Loan
A used car loan finances the purchase of a pre-owned vehicle, typically up to 85% of the car's assessed valuation, with rates starting from 11% p.a. in Delhi NCR.
Learn moreCar Refinance
Refinance your car loan in Delhi NCR from 9.75%* p.a. — lower your EMI or unlock a top-up on your car's value.
Learn moreBalance Transfer
Shift your outstanding car loan balance to a lender offering rates from 9.75%* p.a. and reduce your EMI.
Learn moreLoan Against Car
Unlock cash against your car's value in Delhi NCR from 12%* p.a. — and keep driving it while you repay.
Learn moreCommercial Vehicle Loan
Finance trucks, vans, taxis and fleets in Delhi NCR from 11%* p.a. with up to 90% funding.
Learn moreWhy CarFinanceWala
One partner, every lender, the best deal
We do the comparison and the legwork so you drive home faster \u2014 at the lowest EMI.
Lowest EMI, guaranteed comparison
We compare 10+ banks and NBFCs side by side so you get the lowest rate your profile qualifies for.
Approval in 24–48 hours
Fast processing with end-to-end paperwork handled by our team — no running between branches.
Low-CIBIL & first-timer friendly
Rejected elsewhere? Our NBFC partners consider thin or low credit histories and first-time buyers.
No hidden charges
Transparent advice with every cost explained up front. Our advisory service is completely free.
Minimal documentation
Simple, guided document collection. We tell you exactly what each lender needs.
Trusted since 2014
5,000+ car loans facilitated across Delhi NCR with a 4.8★ rating.
EMI calculator
Plan your EMI before you apply
Adjust the amount, rate and tenure to see your monthly payment instantly.
Your monthly EMI
₹16,801
Total interest
₹2,08,089
Total payable
₹10,08,089
*Indicative only. Actual EMI depends on lender approval and final rate.
How it works
From enquiry to approval in 4 steps
A simple, transparent process managed end to end by our team.
- 1
Share your requirement
Tell us the car, your budget and a few basic details — takes under a minute.
- 2
We compare lenders
We match your profile against 10+ banks and NBFCs to find the lowest EMI.
- 3
Submit documents
We guide you through KYC and income proof, then coordinate with the bank.
- 4
Get disbursed
Your loan is sanctioned and the amount is disbursed — usually in 24–48 hours.
Interest rates
Compare car loan rates from 10+ lenders
We line up offers side by side so you always get the lowest EMI for your profile.
| Bank / Lender | Rate from | Max tenure | Max funding |
|---|---|---|---|
| SBI | 9.20% | 7 yrs | 90% |
| HDFC Bank | 9.40% | 7 yrs | 100%* |
| ICICI Bank | 9.45% | 7 yrs | 100%* |
| Axis Bank | 9.50% | 7 yrs | 95% |
| Kotak Mahindra | 9.55% | 7 yrs | 90% |
- 9.20%SBI
7 yrs • 90% funding
- 9.40%HDFC Bank
7 yrs • 100%* funding
- 9.45%ICICI Bank
7 yrs • 100%* funding
- 9.50%Axis Bank
7 yrs • 95% funding
- 9.55%Kotak Mahindra
7 yrs • 90% funding
*Indicative rates for comparison only. Actual rate depends on your profile and lender approval.
Reviews
What our customers say
Real stories from car buyers across Delhi NCR.
“Got my new car loan approved in two days at a rate lower than what my own bank offered. The team handled everything.”
Amit Sharma
Noida
“I had a low CIBIL score and was rejected elsewhere. CarFinanceWala found an NBFC that approved my used car loan.”
Priya Verma
Gurugram
“They refinanced my existing loan and cut my EMI significantly. Completely transparent about the charges.”
Rahul Gupta
Delhi
“Very smooth process for my first car. They compared multiple banks and explained each option clearly.”
Sneha Malhotra
Faridabad
Coverage
Car loans across Delhi NCR
Local expertise in every major city and sector.
FAQ
Frequently asked questions
Answers to the most common car loan questions in Delhi NCR.
Most salaried and self-employed applicants aged 21–65 with regular income and a resident address in Delhi NCR are eligible. Exact criteria vary by lender — we match you to the one you qualify for.
Yes. We work with NBFC partners who consider low or limited credit histories. Terms may differ, but approvals are possible for first-time buyers and past rejections.
New car loans start from around 9.2–9.5% depending on the lender, your profile and the car. Used car rates are typically higher. We compare 10+ lenders to find your lowest rate.
Your income, credit score, employer/business profile, loan amount, tenure and the car segment all influence the rate offered.
Typically KYC (PAN & Aadhaar), address proof, income proof (salary slips or ITR), 6 months' bank statement and a photograph. Used cars also need the RC and valuation.
Most applications are processed within 24–48 hours once documents are submitted.
Ready to drive home your car?
Get a free, no-obligation quote from 10+ banks in minutes.